Life Time Group Stock Analysis

LTH Stock  USD 29.65  0.11  0.37%   
Below is the normalized historical share price chart for Life Time Group extending back to October 07, 2021. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Life Time stands at 29.65, as last reported on the 5th of February, with the highest price reaching 30.12 and the lowest price hitting 29.31 during the day.
IPO Date
7th of October 2021
200 Day MA
27.9568
50 Day MA
27.15
Beta
1.68
 
Covid
 
Interest Hikes
Life Time Group holds a debt-to-equity ratio of 1.911. As of now, Life Time's Debt To Equity is decreasing as compared to previous years. The Life Time's current Debt To Assets is estimated to increase to 0.67, while Short and Long Term Debt Total is projected to decrease to under 4.4 B. With a high degree of financial leverage come high-interest payments, which usually reduce Life Time's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

Life Time's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Life Time's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Life Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Life Time's stakeholders.
For many companies, including Life Time, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Life Time Group, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Life Time's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
2.182
Enterprise Value Ebitda
14.3261
Price Sales
2.2358
Shares Float
161.7 M
Wall Street Target Price
40.3636
Given that Life Time's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Life Time is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Life Time to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Life Time is said to be less leveraged. If creditors hold a majority of Life Time's assets, the Company is said to be highly leveraged.
As of now, Life Time's Stock Based Compensation is increasing as compared to previous years. The Life Time's current Issuance Of Capital Stock is estimated to increase to about 160.5 M, while Common Stock Shares Outstanding is projected to decrease to under 216.3 M. . As of now, Life Time's Price To Free Cash Flows Ratio is increasing as compared to previous years. The Life Time's current Price Cash Flow Ratio is estimated to increase to 7.33, while Price Book Value Ratio is projected to decrease to 1.83.
Life Time Group is undervalued with Real Value of 33.71 and Target Price of 40.36. The main objective of Life Time stock analysis is to determine its intrinsic value, which is an estimate of what Life Time Group is worth, separate from its market price. There are two main types of Life Time's stock analysis: fundamental analysis and technical analysis.
The Life Time stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Life Time's ongoing operational relationships across important fundamental and technical indicators.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Life Time Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in poverty.

Life Stock Analysis Notes

About 13.0% of the company outstanding shares are owned by corporate insiders. The book value of Life Time was now reported as 13.55. The company had not issued any dividends in recent years. Life Time Group Holdings, Inc. provides health, fitness, and wellness experiences to a community of individual members in the United States and Canada. Life Time Group Holdings, Inc. was founded in 1992 and is headquartered in Chanhassen, Minnesota. Life Time operates under Leisure classification in the United States and is traded on New York Stock Exchange. It employs 000 people. To find out more about Life Time Group contact the company at 952 947 0000 or learn more at https://www.lifetime.life.

Life Time Quarterly Total Revenue

782.65 Million

Life Time Group Investment Alerts

Life Time Group has 3.99 B in debt with debt to equity (D/E) ratio of 1.91, which is OK given its current industry classification. Life Time Group has a current ratio of 0.37, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Nevertheless, prudent borrowing could serve as an effective mechanism for Life to finance growth opportunities yielding strong returns.
Over 85.0% of Life Time shares are owned by institutional investors
Latest headline from finance.yahoo.com: Life Time to Report Fourth Quarter and Full-Year 2025 Financial Results on February 24, 2026

Life Largest EPS Surprises

Earnings surprises can significantly impact Life Time's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2023-07-25
2023-06-300.10.08-0.0220 
2023-03-08
2022-12-310.050.070.0240 
2024-02-28
2023-12-310.080.120.0450 
View All Earnings Estimates

Life Time Environmental, Social, and Governance (ESG) Scores

Life Time's ESG score is a quantitative measure that evaluates Life Time's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Life Time's operations that may have significant financial implications and affect Life Time's stock price as well as guide investors towards more socially responsible investments.

Life Stock Institutional Investors

Shares
Driehaus Capital Management Llc2025-06-30
2.8 M
State Street Corp2025-06-30
2.8 M
Fmr Inc2025-06-30
2.7 M
Arrowstreet Capital Limited Partnership2025-06-30
2.6 M
Fuller & Thaler Asset Management Inc2025-06-30
2.6 M
Wellington Management Company Llp2025-06-30
2.5 M
Macquarie Group Ltd2025-06-30
2.5 M
Principal Financial Group Inc2025-06-30
2.4 M
American Century Companies Inc2025-06-30
2.4 M
Leonard Green Partners Lp2025-06-30
29.9 M
Tpg Gp A, Llc2025-06-30
21.4 M
Note, although Life Time's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Life Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 6.51 B.

Life Profitablity

The company has Net Profit Margin of 0.1 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.16 %, which entails that for every 100 dollars of revenue, it generated $0.16 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.03 
Return On Capital Employed 0.05  0.05 
Return On Assets 0.02  0.02 
Return On Equity 0.05  0.06 

Management Efficiency

Life Time Group has Return on Asset of 0.0379 % which means that on every $100 spent on assets, it made $0.0379 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1038 %, implying that it generated $0.1038 on every 100 dollars invested. Life Time's management efficiency ratios could be used to measure how well Life Time manages its routine affairs as well as how well it operates its assets and liabilities. The Life Time's current Return On Tangible Assets is estimated to increase to 0.03. The Life Time's current Return On Capital Employed is estimated to increase to 0.05. As of now, Life Time's Return On Assets are decreasing as compared to previous years.
Last ReportedProjected for Next Year
Book Value Per Share 11.65  8.42 
Tangible Book Value Per Share 5.37  5.64 
Enterprise Value Over EBITDA 12.01  12.61 
Price Book Value Ratio 1.96  1.83 
Enterprise Value Multiple 12.01  12.61 
Price Fair Value 1.96  1.83 
Enterprise Value6.7 B5.8 B
Understanding the operational decisions made by Life Time management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Operating Margin
0.1634
Profit Margin
0.0988
Beta
1.68
Return On Assets
0.0379
Return On Equity
0.1038

Technical Drivers

As of the 5th of February, Life Time secures the Downside Deviation of 1.89, mean deviation of 1.46, and Risk Adjusted Performance of 0.1179. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Life Time Group, as well as the relationship between them.

Life Time Group Price Movement Analysis

The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Moving Average is predictive technique used to analyze Life Time Group price data points by creating a series of averages of different subsets of Life Time entire price series.

Life Time Group Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Life Time insiders, such as employees or executives, is commonly permitted as long as it does not rely on Life Time's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Life Time insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Life Time Outstanding Bonds

Life Time issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Life Time Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Life bonds can be classified according to their maturity, which is the date when Life Time Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Life Time Predictive Daily Indicators

Life Time intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Life Time stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Life Time Corporate Filings

F4
3rd of February 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
27th of January 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
22nd of January 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
11th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
1st of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
4th of November 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
14th of October 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F3
15th of September 2025
An amendment to the original Schedule 13D filing
ViewVerify

Life Time Forecast Models

Life Time's time-series forecasting models are one of many Life Time's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Life Time's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Life Time Group Debt to Cash Allocation

As Life Time Group follows its natural business cycle, the capital allocation decisions will not magically go away. Life Time's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Life Time Group has 3.99 B in debt with debt to equity (D/E) ratio of 1.91, which is OK given its current industry classification. Life Time Group has a current ratio of 0.37, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Nevertheless, prudent borrowing could serve as an effective mechanism for Life to finance growth opportunities yielding strong returns.

Life Time Common Stock Shares Outstanding Over Time

Life Time Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Life Time uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Life Time Debt Ratio

    
  67.0   
It feels like under 33% of Life Time's assets are financed be debt. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Life Time's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Life Time, which in turn will lower the firm's financial flexibility.

Life Time Corporate Bonds Issued

Most Life bonds can be classified according to their maturity, which is the date when Life Time Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Life Short Long Term Debt Total

Short Long Term Debt Total

4.38 Billion

As of now, Life Time's Short and Long Term Debt Total is increasing as compared to previous years.

About Life Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Life Time prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Life shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Life Time. By using and applying Life Stock analysis, traders can create a robust methodology for identifying Life entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.07  0.08 
Operating Profit Margin 0.12  0.13 
Net Profit Margin 0.05  0.06 
Gross Profit Margin 0.42  0.34 

Current Life Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Life analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Life analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
40.36Strong Buy13Odds
Life Time Group current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Life analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Life stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Life Time Group, talking to its executives and customers, or listening to Life conference calls.
Life Analyst Advice Details

Life Stock Analysis Indicators

Life Time Group stock analysis indicators help investors evaluate how Life Time stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Life Time shares will generate the highest return on investment. By understating and applying Life Time stock analysis, traders can identify Life Time position entry and exit signals to maximize returns.
Begin Period Cash Flow30 M
Long Term Debt1.5 B
Common Stock Shares Outstanding211.2 M
Total Stockholder Equity2.6 B
Total Cashflows From Investing Activities-292.7 M
Tax Provision52.5 M
Quarterly Earnings Growth Y O Y1.368
Property Plant And Equipment Net5.5 B
Cash And Short Term Investments10.9 M
Cash10.9 M
Accounts Payable87.8 M
Net DebtB
50 Day M A27.15
Total Current Liabilities520.1 M
Other Operating Expenses2.3 B
Non Current Assets TotalB
Forward Price Earnings20.6612
Non Currrent Assets Other67.6 M
Stock Based Compensation51 M

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When running Life Time's price analysis, check to measure Life Time's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Life Time is operating at the current time. Most of Life Time's value examination focuses on studying past and present price action to predict the probability of Life Time's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Life Time's price. Additionally, you may evaluate how the addition of Life Time to your portfolios can decrease your overall portfolio volatility.
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